Online Payments in Kenya — Your Options
Kenya has a mature mobile payments ecosystem. Your website can accept payments via multiple channels — and the best providers make integration straightforward.
Top Payment Gateways for Kenyan Websites
1. M-Pesa (via KopoKopo or Daraja API)
The most popular payment method in Kenya. KopoKopo provides a ready-made API that works with WordPress/WooCommerce. Your customers pay via Lipa na M-Pesa and payment is confirmed automatically.
2. Pesapal
Pesapal supports M-Pesa, Airtel Money, credit/debit cards, and bank transfers. Their WordPress plugin makes integration easy. Used by many major Kenyan e-commerce sites.
3. iPay Africa
iPay supports M-Pesa, Airtel Money, Equitel, and card payments. Popular among Kenyan e-commerce developers for its reliability.
4. Flutterwave / Paystack
International gateways that now support Kenya. Good if you want to accept USD from international customers alongside KES.
What You Need to Accept Online Payments
- A business website with SSL (HTTPS) — required by all payment gateways
- A registered business (for KRA compliance)
- A payment gateway account
- WordPress + WooCommerce (recommended)
Start Your Payment-Ready Website
All Hostiko hosting plans include free SSL — required for all payment gateways. Our Business plan is recommended for WooCommerce payment stores.